TRADE CREDIT

Trade credit insurance is commonly referred to as business credit insurance, export credit insurance, or credit insurance

This coverage is an insurance policy and a risk management tool offered by private insurance companies and governmental export credit agencies to business entities wishing to protect a critical balance sheet asset or accounts receivable, from loss due to credit risks such as protracted default, insolvency and bankruptcy. Having a business trade credit insurance policy (also called accounts receivable insurance) allows you to sell with confidence, safeguarding your company against the consequences of domestic or overseas customer insolvency and/or non-payment which has become prevalent in these difficult economic times.

Additionally, credit risk insurance gives companies a competitive advantage because they can often increase credit lines to customers with peace of mind knowing that their receivables will be paid. Importantly, clients can choose to cover their entire portfolio, or a select group of their largest customers in an effort to balance premium levels with balance sheet protection. Other than protection of accounts receivable, Trade Credit insurance can also provide the following benefits:

  • Avoid catastrophic bad-debt losses
  • Achieve financial objectives more confidently
  • Safely expand sales
  • Secure better borrowing terms
  • Reduce bad-debt reserves

WHY KRAUTER TRADE CREDIT?
Krauter & Company maintains an extensive network of credit insurance carriers such as Euler Hermes, Coface, Atradius, AIG, and our brokers have the specialized experience in placing this individualized coverage. Our knowledge of both domestic and international markets also enables us to advise on the type of cover most suitable for a client's particular situation and clarify the policy language that tends to be its ultimate coverage goal.

MORE INFORMATION? CONTACT US.
For more information about Krauter & Company’s Trade Credit capabilities or professionals, send your request to: info@krautergroup.com

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